Annual Multi Trip Travel Insurance
Rs. 4,753.00
An Annual Insurance Plan ensures you are covered for multiple trips (business or leisure) made within a 12 month period. You can choose the policy based on how long your trips are - 30, 45 or 60 days. Regardless of which policy option you choose (30 days, 45 days, or 60 days), the total number of travel days covered in a year is fixed at 180 days.
Coverage:
| Coverage | Lite (USD 250000) 18-60 yrs | Plus (USD 500000) 18-60 yrs | Deductible (USD) |
| Medical Expenses and Evacuation | USD 250000 | USD 500000 | USD 100 |
| Repatriation | USD 5000 | USD 5000 | - |
| Emergency Dental Pain Relief included in Medical Expenses and Evacuation | USD 500 | USD 500 | USD 100 |
| Personal Accident | USD 25000 | USD 25000 | - |
| Accidental Death & Disability (AD & D Common Carrier) | USD 5000 | USD 5000 | - |
| Loss of Checked Baggage (Per Baggage maximum 50 % and per item in the baggage 10 %) | USD 1000 | USD 1000 | - |
| Loss of Passport | USD 250 | USD 250 | USD 25 |
| Delay of Checked Baggage | USD 100 | USD 100 | 12 Hrs |
| Hijack | USD 60 per day to max USD 360 | USD 60 per day to max USD 360 | - |
| Trip Delay | USD 30 per 12 day to max USD 180 | USD 30 per 12 day to max USD 180 | 12 Hrs |
| Personal Liability | USD 200000 | USD 200000 | USD 100 |
| Hospitalization Daily Allowance | USD 25 per day to max USD 150 | USD 25 per day to max USD 150 | - |
| Emergency Cash Benefit (Cash advance would include delivery charges) | USD 1000 | USD 1000 | - |
| Trip Cancellation | USD 1000 | USD 1000 | - |
| Trip Curtailment | USD 300 | USD 500 | - |
| Home Burglary Insurance | INR 200000 | INR 200000 | - |
| Golfer’s Hole-in-one | USD 500 | USD 500 | - |
| Maximum days of Coverage in a year | 180 days | 180 days | - |
| Per Trip Limit | 30, 45 & 60 days | 30, 45 & 60 days | - |
Important Terms & Conditions:
- The product is underwritten by Bajaj Allianz General Insurance Co Ltd. as the insurer with assistance services provided by AWP Assistance (I) Pvt. Ltd. (trading as Allianz Travel in India) as its corporate agent. In no way Matrix Cellular (International) Services Pvt Ltd represents to be an agent of the insurer.
- Travel Insurance is not valid for Pakistan, Afghanistan, DR. Congo, Iran, Iraq, Yemen, Syria, North Korea, Haj, Manasarovar Yatra or any other country where there is a political disturbance
- Medical Coverage includes both in-patient (hospitalization - cashless) and OPD (reimbursement). Cashless Facility is available in event of 24 hours of hospitalization.
- Pre-existing Diseases are not covered in Bajaj Allianz Policies. However, customers can raise a request (support@matrix.in) for Pre Existing Disease Cover and it will be incorporated into the Insurance Policy at the sole discretion of the Insurer, by charging an additional Premium.
- Policy covers Medical Expenses arising out of Covid-19 outside India, including Medical Expenses incurred during the Quarantine period subject to the policy terms and conditions. Accommodation and non-medical incidental expenses arising during the Quarantine period stand excluded.
